Working in the trades often looks straightforward from the outside. Turn up, do the job, get paid.
But anyone who has spent time in the industry knows that the reality is very different.
For many self employed tradespeople, the cost of simply doing the job continues to rise every year.
Tools, materials, fuel, insurance and vehicle maintenance all add up quickly.
Tools and Equipment
Quality tools are essential for any trade professional. Whether you are a plumber, electrician, carpenter or builder, reliable equipment is part of the job.
But tools are rarely cheap.
Power tools, specialist equipment and replacements can cost thousands of pounds over time. Add in maintenance and upgrades, and the cost becomes even more significant.
Vehicles and Fuel
Most trades rely heavily on vans or work vehicles.
Fuel prices, servicing, tyres, insurance and vehicle tax all contribute to the real cost of running a trade business.
For many professionals, their vehicle is both their office and their transport.
Keeping it on the road is essential, but it is rarely cheap.
Insurance and Compliance
Public liability insurance, professional insurance and other required policies are essential for protecting both the business and the customer.
On top of this there are certification requirements, training courses and compliance costs depending on the trade.
All of these are necessary but they increase the overall cost of being self employed.
Everyday Costs
Then there are the smaller costs that add up over time.
Workwear, PPE, phone contracts, software, tools storage and everyday supplies all become part of running the business.
These may not seem significant individually, but across a year they can represent a large portion of operating costs.
Why Grafter Card Exists
Grafter Card is being built to help address some of these challenges.
By bringing together thousands of tradespeople and skilled workers under one platform, we can create access to discounts and partner offers across the products and services trades actually use.
From tools and equipment to fuel, insurance and everyday purchases, the aim is simple.
Help people who graft keep more of what they earn.
